Your Life Your Wealth

September 8, 2023

Focusing on your tax situation for the current year is important. It’s equally essential to consider how tax planning for today can impact your tax situation in retirement. In this episode, John Walker, Regional Vice President, Mercer Advisors, and Tim Joseph CERTIFIED FINANCIAL PLANNER™ professional and CPA at Mercer Advisors, discuss tax planning from a life-long perspective.

September 1, 2023

Why should my financial plan include a projection for living until the age of 100 when I know I won’t live that long? It’s a question financial professionals are often asked. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Ryan Flurer, Financial Planner at Mercer Advisors, to discuss why it makes sense to assume your lifespan may be far longer than the current national averages of 79 for women and 73 for men.

August 25, 2023

Organizations merging or being acquired is commonplace in nearly every field. In the world of finance, the recent acquisition of TD Ameritrade by Charles Schwab has some investors concerned. Today, John Walker, Regional Vice President, Mercer Advisors, answers many questions and explains the impact of the two companies becoming one.

August 18, 2023

If you’re an investor who also enjoys the game of golf, the similarities between the two may surprise you. Today, John Walker, Regional Vice President, Mercer Advisors, details some of the many parallels that can be drawn between the two including the importance of careful planning, keeping your emotions in check and more.

August 11, 2023

Roth IRAs offer numerous benefits that make them a preferred choice for many investors. Today, John Walker, Regional Vice President, Mercer Advisors, discusses five mistakes often made while using Roth IRAs and the impact Roth-related errors may have on your retirement savings.

August 4, 2023

Being prepared to deal with the many financial and emotional challenges of a family member’s critical illness is a subject most people would prefer not to even think about. Planning however, must be done. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by Kara Duckworth, CFP®, CDFA®, and Managing Director of Client Experience at Mercer Advisors. Kara shares her personal experiences navigating the healthcare system alone when her husband was diagnosed with cancer. Kara’s story may help you better plan and cope.

July 28, 2023

There’s a smart strategy for investing in each stage of life. Some investors consider reducing investment risk as they age. The ability to withstand risk may diminish, but you may need to maintain a certain level of risk so you don’t run out of money in retirement.  John Walker, Regional Vice President, Mercer Advisors, discusses ways to assess appropriate levels investment risk later in life.

July 21, 2023

As you approach middle age, your 40’s or 50’s, it’s likely to be one of the busiest times of your life. You may be at the pinnacle of your career, getting kids off to college, caring for an aging parent, or you are involved in a variety of other concerns and activities that keep you moving at warp speed. Today, John Walker, Regional Vice President, Mercer Advisors, discusses the importance of being attentive to your retirement and financial planning needs at a time of life where everything else seems to take precedence.  Mid-life investing may offer future financial security opportunities you should not miss.

July 14, 2023

If you interact separately with professionals such as your financial planner, CPA, and attorney, and each is working independently on your behalf, you may not be getting the full benefits of their integrated expertise. Now, imagine the impact of these professionals working together on your overall financial health, and that of your family. Today, John Walker, Regional Vice President, Mercer Advisors, discusses financial, and other benefits, available through a family office service which had previously been available only to ultra high-net-worth families.

July 7, 2023

Estate planning is a critical part of your overall retirement plan. Your retirement accounts, such as IRAs and 401ks typically pass directly to a beneficiary you’ve selected, and not through a trust you may have created for your other assets. With these accounts, a separate retirement plan trust may be required to get the asset protection and guidance you are seeking. Logan, Baker, J.D., LL.M., MBA, Lead Senior Wealth Strategist on the Estate Planning Team at Mercer Advisors joins host John Walker, Regional Vice President, Mercer Advisors, to discuss the importance of implementing a retirement plan trust specifically for the protection of your retirement account beneficiaries.